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Ask your employer whether scholarships are available for employees’ children.

Take a look at your financial situation, and be sure you’re on the right track to pay for college.

Use the FAFSA4caster financial aid estimator and compare the results to the actual costs at the colleges to which you will apply. To supplement any aid FAFSA4caster estimates you might receive, be sure to apply for scholarships. Your goal is to minimize the amount of loan funds you borrow so you have less to pay back later.

Contact colleges to request information and applications for admission. Ask about financial aid, admission requirements, and deadlines.

Both child and parents must create their own FSA ID. This will be used to confirm your identity when accessing your government financial aid information and electronically signing your federal student aid documents. By the way, you can watch a video about creating an FSA ID.

Use a free scholarship search to find scholarships for which you might want to apply. Some deadlines fall as early as the summer between 11th and 12th grades, so prepare now to submit applications soon.

Register for and take exams for college admission. The standardized tests that many colleges require are the SAT, the SAT Subject Tests, and the ACT. Check with the colleges you are interested in to see what tests they require.

Take the PSAT/NMSQT. You must take the test in 11th grade to qualify for scholarships and programs associated with the National Merit Scholarship Program.

Start creating a list of the good value colleges based on your families’ income.